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How Credit Scores Actually Work
How credit scores work in the United States: what FICO and VantageScore measure, the factors and roughly how much each counts, why scores differ between bureaus, what helps and hurts and for how long, common myths (checking your own score, closing old cards, carrying a balance), and how lenders use the number. General education, not personal advice.
Episodes
- Why FICO Scoring Factors and Myths Matter
How credit scores work in the United States: what FICO and VantageScore measure, the factors and roughly how much each counts, why scores differ between bureaus, what helps and hurts and for how long, common myths…
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